Concentrated Stock

For many employees at large technology companies, Restricted Stock Units (RSUs) can accumulate into a significant portion of their net worth over time.

Years of vesting schedules, refresh grants, and strong stock performance can gradually turn employer equity into one of the largest assets in an investor’s portfolio.

Employees at large technology companies often receive a meaningful portion of their total compensation through equity incentives such as Restricted Stock Units (RSUs). While equity compensation can create significant wealth-building opportunities over time, it can also introduce additional complexity around taxes, diversification, and long-term financial planning.